Upload your US brokerage and bank statements — any institution, any format. FinDrishti extracts every holding, dividend, vest and sale, reconciles them across documents, and builds your Schedule FA — showing its source and math on every number.
If you hold — or held, at any point last calendar year — a foreign bank account, brokerage account, or foreign shares, Indian law requires you to disclose them in Schedule FA. Not the Indian financial year — the calendar year. Not today's exchange rate — the SBI TT rate on the specific date each value is measured. Not the value on 31 December — the peak value during the year, the closing value, and the initial cost of every acquisition lot.
Your statements weren't built to answer any of this — and getting it wrong isn't a rounding error. It's a real, per-asset exposure under the Black Money Act.
FinDrishti doesn't rely on per-broker parsers that break the moment a statement changes. It reads a Morgan Stanley StockPlan report, a Fidelity annual statement, a bank PDF or a tax form and extracts the same clean set of holdings, transactions and income from all of them. If it's a US financial statement, it can read it.
Real people have four quarterlies, an annual summary, and a since-inception report — all overlapping, none agreeing. Upload all of them. FinDrishti de-duplicates identical transactions, and when two documents describe the same period differently, keeps the richer one and sets the other aside — auditable and reversible, never deleted.
FinDrishti rebuilds the day-by-day quantity of each holding across the calendar year, values it at daily closing prices, and converts at the SBI TT rate for that exact date. It reports per acquisition lot — the way RSUs and staggered purchases must be reported — not one blurred line per holding. Sold mid-year? Still disclosed, with peak and initial value intact and closing value zero, exactly as the schedule requires.
When your data is complete, export your Schedule FA as a formatted PDF and a structured Excel — every row sourced, every value traceable, disclaimers included. Hard gaps are blocked before export so you never file a knowingly-incomplete schedule; honest estimates export clearly labelled.
You upload statements; we never touch your accounts, and nothing is filed on your behalf. You always see exactly what you're filing before you file it.
“I came back to India after eight years on H-1B — a Morgan Stanley account full of vested RSUs, a 401(k), a US savings account. Every July, I dreaded Schedule FA: which rate, which date, which lot. One mistake risks a ₹10 lakh penalty, per asset.”
“FinDrishti reads the statements I already have and shows me exactly how it got every number. We're not a filing service and not a CA — we're the input layer that makes Schedule FA something you can trust, not fear.”
Upload a statement and watch FinDrishti build your foreign-asset schedule — free, in minutes. Unlock every row and export whenever you're ready to file.